FACTS THAT FIGURE,
* 70% RETIREES USE UP THEIR EPF MONEY WITHIN 3 YEARS OF RETIRING.
* 41% OF MALAYSIANS DO NOT PLAN ON BUILDING A SEPARATE RETIREMENT FUND.
* EVEN OF THOSE WHO DO, 77% PLACE THEIR SAVINGS IN PLANS THAT PROVIDE LOW YIELD.
* 73% OF MALAYSIANS DO NOT SEEK PROFESSIONAL FINANCIAL ADVICE WHEN PLANNING THEIR RETIREMENT.
Source:
1) The Star,"Planning for retirement" April 4, 2009.
2) The Future of Retirement 2008: Investing in later life.
3) Securities Industry Development Corporation, Malaysian Investor,"Saving for your Retirement, Part 1".
4) The Star,"Phased EPF withdrawals, a better option" May 27, 2007.
so... JOM BORAK PASAL PROTECTION risk, UNIT TRUST & FUTURES MARKET (fCPO) kat sini ... here ... :)
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